A smarter solution to spend less on tax and more on your biz
Much more successful than asking IRD for ‘mates rates’, and much less risky than investing in memecoins… If you’re looking for smarter, cheaper ways to free up funds for your business, we’ve got the answers in our cashflow guide.
A smarter solution to spend less on tax and more on your biz
Much more successful than asking IRD for ‘mates rates’, and much less risky than investing in memecoins… If you’re looking for smarter, cheaper ways to free up funds for your business, we’ve got the answers in our cashflow guide.
Make provisional tax
your best friend
With TMNZ, your provisional tax is an opportunity waiting to be realised.
We can help you use better tax payment strategies to improve cashflow, reduce interest costs,
and open up another source of working capital for your business.
Save on interest and penalties
With lower interest rates than the IRD, our loans can help you save when meeting those pesky provisional tax payments, while avoiding penalties too.
Earn more on overpaid tax
Get more control and choice over how you manage provisional tax payments: earn interest on overpaid tax, and even draw on it as a line of credit to create working capital.
Turn tax time into a positive
When businesses can manage their tax in a better way, and make payments without pain, everybody wins (including you, and the IRD). That’s why we’re IRD approved to help you out
Make provisional tax
your best friend
With TMNZ, your provisional tax is an opportunity waiting to be realised.
We can help you use better tax payment strategies to improve cashflow, reduce interest costs, and open up another source of working capital for your business.
Save on interest and penalties
With lower interest rates than the IRD, our loans can help you save when meeting those pesky provisional tax payments, while avoiding penalties too.
Earn more on overpaid tax
Get more control and choice over how you manage provisional tax payments: earn interest on overpaid tax, and even draw on it as a line of credit to create working capital.
Turn tax time into a positive
When businesses can manage their tax in a better way, and make payments without pain, everybody wins (including you, and the IRD). That’s why we’re IRD approved to help you out
The ultimate guide to better cashflow management
Finding smarter and cheaper funding sources is just one answer to helping cashflow in your business. Download our Cashflow Management Guide for more solutions to improve business cashflow.
You'll learn:
- How to assess your businesses’ cashflow situation
- Common mistakes
- Tips for cashflow forecasting
- Simple ways to improve cashflow
Cashflow management guide
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“If you're ever in a tight spot re paying your company tax like we were, there is an incredible solution that TMNZ offer… It's so flexible, saves you money and keeps you out of trouble with the IRD!”
– Rachel Osborn, Fibre Cement Solutions
“If you're ever in a tight spot re paying your company tax like we were, there is an incredible solution that TMNZ offer… It's so flexible, saves you money and keeps you out of trouble with the IRD!”
– Rachel Osborn, Fibre Cement Solutions
Working Scenarios
"But how does it actually work?" you ask
Well, let us show you. We’ve created three scenarios*, based on common Kiwi business situations, to showcase how we can help businesses manage tax costs, and tailor a strategy to their unique situation.
Reducing Cost of Funds on a Dairy Farm in Southland
By creating a long-term plan to address variabilities in cashflow, you can plan ahead and secure lower interest on funds to cover costs.
Utilising Future Tax to Create Working Capital in an Auckland Real Estate Agency
By matching peak periods with future planning, you can earn interest and create a facility to fund business growth when opportunities arise.
Managing Uncertainty in Tax and Costs in a Waikato Construction Company
Using TMNZ solutions, and seasonal financial planning, tax obligations can be managed to align with business and project outcomes, not IRD deadlines.
*These scenarios are fictional examples created to demonstrate how tax management solutions work to meet unique circumstances in a range of industries.