A better way to boost cashflow at tax time
When time travelling to avoid tax payment deadlines or telling the IRD you’re on a ‘financial wellness retreat’ isn’t cutting it, we’re here to help you stay on top of things. With TMNZ, you can delay provisional tax payments to match your cashflow. Learn how to make tax work for you in our cashflow guide.
Make provisional tax
your best friend
With TMNZ, your provisional tax is an opportunity waiting to be realised.
We can help you use better tax payment strategies to improve cashflow, reduce interest costs, and open up another source of working capital for your business.
Improve cashflow, gain certainty
Manage provisional tax payments on a schedule that works for you, and for the known and unknown fluctuations of your business.
Save on interest and penalties
With much lower interest rates than IRD and the banks, TMNZ can help you save when meeting those pesky provisional tax payments, while avoiding penalties too.
Put overpaid tax to work
Take control of provisional tax payments and earn interest on overpaid tax, or even draw on it as a line of credit to create working capital for your business.
The ultimate guide to better cashflow management
Finding smarter and cheaper funding sources is just one answer to helping cashflow in your business. Download our Cashflow Management Guide for more solutions to improve business cashflow.
You'll learn:
- How to assess your businesses’ cashflow situation
- Common mistakes
- Tips for cashflow forecasting
- Simple ways to improve cashflow
Cashflow management guide
Guide Download - 2025 b
March 2025 Campaign Form
"*" indicates required fields
“TMNZ makes sure you hit that IRD deadline and frees you up with your cashflow until that payment you’re waiting on comes through”
– Bart Taylor, Self Employed Painter and Decorator
Working Scenarios
"But how does it actually work?" you ask
Well, let us show you. We’ve created three scenarios*, based on common Kiwi business situations, to showcase how we can help businesses manage tax costs, and tailor a strategy to their unique situation.
Reducing Cost of Funds on a Dairy Farm in Southland
By creating a long-term plan to address variabilities in cashflow, you can plan ahead and secure lower interest on funds to cover costs.
Utilising Future Tax to Create Working Capital in an Auckland Real Estate Agency
By matching peak periods with future planning, you can earn interest and create a facility to fund business growth when opportunities arise.
Managing Uncertainty in Tax and Costs in a Waikato Construction Company
Using TMNZ solutions, and seasonal financial planning, tax obligations can be managed to align with business and project outcomes, not IRD deadlines.
*These scenarios are fictional examples created to demonstrate how tax management solutions work to meet unique circumstances in a range of industries.