Beat the cashflow summer squeeze
New Zealand’s smartest businesses trust TMNZ to ease their tax payment pressure. Breathe easier this summer by deferring your 15 January tax payment by up to 17 months, with our competitive tax finance rates!
Lock in our best rates and request a quote before 13 January!
Beat the cashflow summer squeeze
New Zealand’s smartest businesses trust TMNZ to ease their tax payment pressure. Breathe easier this summer by deferring your 15 January tax payment by up to 17 months, with our competitive tax finance rates!
Lock in our best rates and request a quote before 13 January!
A.K.A pay when you like
Tax finance gives you the freedom to make payments when you know your business will have the cashflow. And because you can choose any date up to 17 months from 15 January* you can rest easy knowing your money is safely in the hands of Guardian Trust, and that the risk of late payment penalties or Inland Revenue interest is a thing of the past.
*The last day you can settle you tax liability is 75 days after your terminal tax date.
Relax, we've got you covered
The days of paying big bank lending costs are over. We’ll make sure your tax is paid on time. All you need to do is pay your fee up front (we’ll calculate that for you) to lock in a great interest rate.
Your cashflow crystal ball
Tax pooling gives you the ability to look ahead and match your tax payments to seasonal highs. Meaning you can avoid things that have the power to set you and your business back – like bank overdrafts and loans.
A.K.A pay when you like
Tax finance gives you the freedom to make payments when you know your business will have the cashflow. And because you can choose any date up to 17 months from 15 January* you can rest easy knowing your money is safely in the hands of Guardian Trust, and that the risk of late payment penalties or Inland Revenue interest is a thing of the past.
*The last day you can settle you tax liability is 75 days after your terminal tax date.
Relax, we've got you covered
The days of paying big bank lending costs are over. We’ll make sure your tax is paid on time. All you need to do is pay your fee up front (we’ll calculate that for you) to lock in a great interest rate.
Your cashflow crystal ball
Tax pooling gives you the ability to look ahead and match your tax payments to seasonal highs. Meaning you can avoid things that have the power to set you and your business back – like bank overdrafts and loans.
A.K.A pay when you like
Tax finance gives you the freedom to make payments when you know your business will have the cashflow. And because you can choose any date up to 17 months from 15 January* you can rest easy knowing your money is safely in the hands of Guardian Trust, and that the risk of late payment penalties or Inland Revenue interest is a thing of the past.
*The last day you can settle you tax liability is 75 days after your terminal tax date.
Relax, we've got you covered
The days of paying big bank lending costs are over. We’ll make sure your tax is paid on time. All you need to do is pay your fee up front (we’ll calculate that for you) to lock in a great interest rate.
Your cashflow crystal ball
Tax pooling gives you the ability to look ahead and match your tax payments to seasonal highs. Meaning you can avoid things that have the power to set you and your business back – like bank overdrafts and loans.
Don't stress about your 15 January provisional tax payment
Pay your summer tax obligations when it suits you and keep your working capital where you need it most – in your business!
An example of tax finance
The set up
Let’s say you have a tax bill of $36,000 due on 15 January. You have the money set aside but paying your tax bill now will mean cutting back on necessary costs and slowing down your business growth.
There is a better way
It’s called a tax finance agreement.
How it works
Instead of using that $36,000 to pay your tax right now, you can lock in a fixed interest rate and a set payment date up to 75 days after your terminal tax date. Say you would like to defer the payment of your tax to June 2025 (when you forecast you will have a better cashflow position). We’ll then calculate the finance fee to this date, which you pay to lock in the rate.
The benefit
Come June, you can pay your tax bill without negatively impacting your cashflow or business. As far as Inland Revenue is concerned, you’ve paid your tax on time, saving yourself from late payment penalties and Inland Revenue interest.
An example of tax finance
The set up
Let’s say you have a tax bill of $36,000 due on 15 January. You have the money set aside but paying your tax bill now will mean cutting back on necessary costs and slowing down your business growth.
There is a better way
It’s called a tax finance agreement.
How it works
Instead of using that $36,000 to pay your tax right now, you can lock in a fixed interest rate and a set payment date up to 75 days after your terminal tax date. Say you would like to defer the payment of your tax to June 2025 (when you forecast you will have a better cashflow position). We’ll then calculate the finance fee to this date, which you pay to lock in the rate.
The benefit
Come June, you can pay your tax bill without negatively impacting your cashflow or business. As far as Inland Revenue is concerned, you’ve paid your tax on time, saving yourself from late payment penalties and Inland Revenue interest.
Payment flexibility that works for you
OVER
25,000
New Zealand businesses rely on TMNZ for flexible provisional tax payments that work with their cashflow
- Defer 15 Jan Provisional Tax payments for up to 17 months
- Keep your business cash flowing smoothly through summer
- Stay compliant with IRD and avoid penalties
Our competitive finance costs are often much lower than using your overdraft or credit card, and they’re tax deductible!
WANT TO KNOW MORE?
Book a 15 minute tax pooling overview with one of our experts!
Payment flexibility that works for you
OVER
25,000
New Zealand businesses rely on TMNZ for flexible provisional tax payments that work with their cashflow
- Defer 15 Jan Provisional Tax payments for up to 17 months
- Keep your business cash flowing smoothly through summer
- Stay compliant with IRD and avoid penalties
Our competitive finance costs are often much lower than using your overdraft or credit card, and they’re tax deductible!
WANT TO KNOW MORE?
Book a 15 minute tax pooling overview with one of our experts!